We believe a comprehensive multi-step process is a necessity for proper wealth management. Before we ever recommend a product or service we want to get to know you, and understand what is important to you. So before we recommend a solution there is some home work to do. We formulate a cash flow, and net worth analysis free of charge. We also map out for you what your destination is and how we intend to get you there. If you are interviewing other firms and they recommend a product to you without asking you to do any homework – beware!