About The Financial Guys, LLC and NEXT Financial Group

The Financial Guys, LLC is a full service financial firm located in Western New York. The company was formed to provide a broad range of financial products and services to clients under a team concept. Each team consists of multiple Investment Professionals of NEXT Financial Group and a service liaison. We also developed a “Network of Professionals”, including accountants and attorneys, to better serve all of our clients' financial needs. Client service is the foundation upon which we have built our business and continues to be our primary focus.

The Financial Guys, LLC is proud of its independence. Unlike most financial firms, NEXT Financial Group, Inc. is a completely independent Broker/Dealer owned and operated by the representatives themselves. NEXT Financial Group, Inc. does not have any proprietary products, allowing each Investment Professional to provide unbiased financial advice and avoid conflicts of interest.

MEET THE PROFESSIONALS

A word about Glenn C. Wiggle

Glenn C. Wiggle is a Registered Principal and Division Manager with Next Financial Group in Williamsville, NY and Las Vegas, NV as well as the Co-Owner/President of the Financial Forum. After graduating from Michigan State University with a degree in Finance, Glenn began his career with Financial Network Investment Corporation. At FNIC his concentration was on full service financial planning and insurance. Glenn became very knowledgeable in the areas of retirement planning and estate planning gathering a large client base in those areas.

After two years with Financial Network, Glenn joined PaineWebber. At PaineWebber, Glenn expanded his practice to include individual stocks and bonds and in 1997 Glenn became an Investment Advisor Representative. In 1998, Glenn began concentrating on Professional Money Management Programs, managing assets on a wrap fee basis. During his three year tenure at PaineWebber, Glenn was the Branch Office Insurance Coordinator and Wealth Preservation Specialist. His role in this position was to assist other PaineWebber Financial Advisors in the areas of insurance and estate planning. Glenn traveled twice a year to continuing education classes across the country to become versed in the most up to date estate planning techniques.

After a number of years with PaineWebber, Glenn and his partner, Michael Lomas, founded the Financial Forum. Due in large part to the success of their radio show, the Financial Forum was formed to provide a broad range of financial services using a team approach. They have developed a network of accountants and attorneys to better serve all of the financial needs of their clients.

Glenn is active in a number of local professional, charitable, and social organizations which include: United Way (Youth Committee board member), Kenmore Mercy Hospital Men's Sustaining Society (board member & past secretary), Trout Unlimited member, and member of the Saturn Club. Glenn has also been the Host of the Financial Forum radio show since it began in 1998. Glenn's licenses include: Series 4, Series 7, Series 6, Series 24, Series 51, Series 63, Series 65, Life insurance, Health and Accident insurance, and Property & Casualty insurance. Glenn is also currently enrolled in the American College program for Certified Financial Planners.

"We are not trying to reinvent the wheel. We use time tested principles such as asset allocation and professional money management to achieve financial success for our clients."

A word about Michael S. Lomas

Michael Lomas is a Registered Representative with NEXT Financial Group in Las Vegas, NV and Williamsville, NY and the Co-Owner/President of the Financial Forum. After graduating from Hilbert College with a degree in Finance, Mike started his career with Financial Network Investment Corporation.Mike's concentration at FNIC was full service financial planning and insurance. After building a large clientele at FNIC, Michael joined PaineWebber. At PaineWebber, Michael became an Investment Advisor Representative expanding his practice to include Professional Money Management Programs. Michael was also the Branch Office Insurance Coordinator and Wealth Preservation Specialist assisting other PaineWebber Financial Advisors with insurance and estate planning.

After Michael's tenure with PaineWebber, he and his partner Glenn Wiggle founded the Financial Forum. The Financial Forum was formed to provide a broad range of financial services using a team approach. By developing a network of accountants and attorneys, they are able to better serve all of the financial needs of their clients.

Michael believes in taking a multi-step approach with clients. The first step is to assess the level of risk and overall objectives of each individual. Once completed, Mike can match each individual to the appropriate allocation. The final step is the ongoing monitoring of each portfolio and the implementation of an Active Sector Allocation Program (ASAP) to overweight the sectors expected to outperform the market.

Mike is active in a number of local professional, charitable, and social organizations which include among others United Way (multiple boards, founder of the charity car show). Mike has also been the Host of the Financial Forum since it began in 1998. Mike's licenses include Series 7, Series 6, Series 63, Series 65, Life insurance, Health & Accident Insurance.

A word about Josh Heims

Joshua Heims is a Registered Representative with NEXT Financial Group in Williamsville, New York . Prior to a career in financial services, Josh was the President of a multi-million dollar wholesale seafood distributor in Buffalo, New York . He was also owner of a restaurant in downtown Buffalo .

Josh started his financial career with American Express Financial Advisors as a Corporate Advisor in Williamsville, New York .

Josh then transitioned from the corporate ranks to become an Associate Financial Advisor with an independent franchised practice of American Express in Williamsville. While concentrating as a full service financial planner, Josh was also responsible for all of the mutual fund and stock analysis in the practice. Josh also helped establish the trading desk and was responsible for day to day management of all trading activity.

After acquiring a sizable base of clients, Josh wanted to be able to better diversify those clients by moving them to a completely independent firm, offering a much broader range of investments. This is when Josh joined The Financial Forum and NEXT Financial Group. At NEXT, Josh has maintained his concentration as a full service financial planner. Josh also specializes in Long Term Care Insurance as a fully licensed representative for the NYS Partnership Program.

Josh is a standing member and former board member of the FPA (Financial Planning Association) as well as a standing member of the WNY Venture Capital Association.

A word about James Primiano

James Primiano is a Registered Representative with Next Financial Group, Inc. in Williamsville, New York and the Financial Guys LLC. After attending Buffalo State College, Jim started his career with Tops Markets Inc. as a Grocery Buyer.

After gaining a vast knowledge of the supermarket business from the buying side, James joined one of the largest food brokerage companies in the nation, Advantage Sales and Marketing . At Advantage Sales and Marketing, James became a Marketing Analyst expanding his experience to include analyzing market and dollar trends. Due to his exceptional performance, James was promoted to a Business Manager. As a Business Manager, James managed all sales aspects of a book of multi-international companies. James was responsible for forecasting volume, developing a spending budget, and establishing new products.

After developing a great interest in the mix of managing dollars and volumes, James decided to expand to his knowledge of consumer retail buying patterns and move his career to financial planning.

In July of 2001, James decided to join The Financial Guys LLC and Next Financial Group Inc. The Financial Guys Provide a wide range of financial services using the team approach. By developing a network of accountants and attorneys, they are able to better serve all of the financial needs of their clients.

James is active in a number of various local professional, charitable, and social organizations such as: Buffalo Niagara Partnership, Junior Achievement, and the Amherst Chamber of Commerce. James also serves on the Board of Directors for the Make-a-Wish Foundation of Western NY. James is also a Community Education instructor at various high schools in WNY. James's licenses include Series 6, Series 7, Series 63, Series 65, and Life, Accident, and Health Insurance.

A word about D. Jeffrey Buckley

Jeff Buckley is an Attorney and an Investment Advisor Representative with the NEXT Financial Group in Williamsville, New York. 

After practicing law in Western New York for 13 years, Jeff first joined AIG Retirement as a Financial Advisor.  He worked closely with the faculty and staff of many local school districts, colleges and universities throughout Western New York in providing comprehensive financial planning services.  Jeff soon realized, however, that as an insurance company employee he was often unable to properly address the various financial and estate planning needs of his clients with the limited resources available to him.  He therefore left AIG and joined the NEXT Financial Group, where, as an independent financial professional, Jeff has access to a broad range of financial and insurance products and services from many different companies.  This approach puts Jeff on the same side of the table as his clients in selecting the most attractive companies to do business with and in utilizing the products best suited to his client’s needs without bias towards any one company or product. 

“Our office prides itself upon the team approach we take and the coordination we exhibit with attorneys and accountants throughout Western New York in identifying and addressing the comprehensive financial needs of each and every one of our clients, delivered with an unparalleled degree of personal service.”

Jeff welcomes the opportunity to help you identify and set your financial goals, such as saving for retirement, purchasing a new home or financing your child’s college education, and to describe for you the best ways to save towards these goals.  Jeff can also explain the different ways you can invest your savings and help you to understand which investments are best for you.       

Jeff is a graduate of Miami University and the Ohio Northern University College of Law.  He is an active member of the Erie County Bar Association and holds the following financial licenses in New York and Florida: Series 6, Series 7, Series 24, Series 51 and Series 63.  Jeff also holds a New York State Life, Accident, and Health Insurance license.

Jeff resides in Clarence with his wife and four children.

A word About Jay R. Blanchard - jblanchard@nextfinancial.com 

Jay R Blanchard is a Financial Representative with Next Financial Group in Williamsville, New York.

Raised in Elma Jay graduated from Iroquois High School. He then attended Ohio State University where he received a BA in Aviation.

Upon graduation he was commissioned in the United States Air Force as a Space Operations Officer.  His career operating space & terrestrial based spy resources took him on assignments worldwide. In 1990 at the rank of Captain Jay had his last Air Force assignment at Peterson AFB Colorado. His final duty put him in charge of a $42 million radar contract acquisition.  Enjoying his duties as a contracting officer he developed an acute interest in finance.

In 1992 Jay separated from the Air Force and started several businesses to include a consulting business.  His franchise operation earned highest per capita sales 2 years in a row and Jay was promoted to western regional manager of operations.  In 1998 Jay sold his equity position in his franchise and turned his attention full time to the Financial Services industry.  He was offered a position at Texas Planning Associates – an estate-planning firm in Houston Texas. 

From Texas Jay returned home to accept a position at The Compass Group – New England Financial.  Jay was quickly promoted to General Manager of Sales & Development.  His duties included supervising sales of over 70 agents and directing the Strategic Alliance Department.  Jay worked with agents in forming synergistic relationships with accountants, attorneys, property & casualty agents, and payroll companies.

In February 2007 Jay felt moved to move from a captive environment to the independent broker dealer distribution system by joining NEXT financial group.  "I didn't want to work for an Insurance or Investment Company.  I wanted to work for the client.  Going with NEXT Financial an independent broker dealer has allowed me to position myself so I can pick the very best services for my clients.  Now I have the advantage of picking  all stars from the entire investment and insurance universe so that I can give my clients the very best lineup of player’s possible.  I feel good about being able to bring ultimate solutions to the families and businesses that I represent." 

Jay’s practice allows him to work with a broad array of people.  His areas of focus include families, small business, agri-business, and estate issues. 

Jay was brought into our firm because of his leadership, systems, and organizational experience.  He uses those skill sets by performing many roles at our firm.  He is the administrator of our client management system and website.  He also is the director of our insurance department.  Furthermore Jay is responsible for booking guests for the radio show and helping with our marketing initiatives.

He also helps other professionals build Strategic Alliances in which he sets up and coordinates sophisticated coalitions with other professionals to include; accountants, tax preparers, property and casualty agencies, attorneys, mortgage brokers, banks and realtors.

Jay enjoys the outdoors in his free time.  He likes to run, train sporting breed dogs, shoot archery, run a gentlemen’s farm, and go camping with his family.

Jay is married to the former Noreen Donohue a native of Marilla.  They have two children Isabelle and Gabriel and reside in Darien Center, NY.